Products
Coverage Confidence That Shines on Every Occasion.
Homeowners insurance rooted in care, commitment, and community. Agents now have options to protect houses and make them truly feel like home.
Empower smarter protection choices
Every policy includes components that are both essential and unique to each home. Explore the resources below to better understand how each part works.
Coverages Explained
Typical coverages
Typical coverages
Protection for dwelling, structure, belongings, liability, medical payments and loss of use.
Deductibles
Deductibles
Amount deducted from a claims payout after a covered loss.
Discounts
Discounts
Monitored fire and burglar alarms, water detection device, wild fire mitigation.
Mitigation
Mitigation
Installation of Class A fire-rated roofs, ember-resistant vents, and maintaining defensible space.
Beyond basic protection
Agents have the flexibility to tailor coverage to each homeowner's unique needs. From Equipment Breakdown, to Service Line and ID Theft coverage, Solara delivers solutions as distinctive as each home and lifestyle.
Complimentary Wildfire Defense Services
Complimentary Wildfire Defense Services
If a wildfire is expected to threaten the property, crews may be deployed to clear nearby flammables and apply protective suppressants or retardants.
ID Theft
ID Theft
Provides assistance with restoring credit after falling victim to identity theft.
Equipment Breakdown & Service Line
Equipment Breakdown & Service Line
Protection for accidental damage not due to wear and tear on the items you rely on the most. Service line covers a home's underground service lines.
RCV v. ACV
RCV v. ACV
Replacement Cost coverage pays the full amount to replace damaged property with new—no depreciation deducted. Actual Cash Value, on the other hand, factors in depreciation.
Full Water Coverage
Full Water Coverage
Primary homes under 50 years old with no prior water claims may qualify for full water damage coverage.
Social Media
Social Media
Social media monitoring and restoration services- helping clients identify risks and provide account recovery if compromised.
Contact Us
See how Solara can help your agency grow. Learn more about our insurance partners, products, and coverage by clicking below or speaking to our Sales Team.
Embers: Why They’re the Biggest Wildfire Threat to California Homes
Embers cause many wildfire home losses in California. Learn why embers are so dangerous – and how they ignite homes far from visible flames.
After the Fire Passes: What Nearby Wildfires Can Mean for California Homeowners
What to consider when homes are left standing after a wildfire, including fire and smoke damage and post-fire decisions for California homeowners.
Wildfire Home Protection Has 3 Goals – Here’s How They Work Together
Wildfire home protection works best as a system. Learn how reducing fuel, blocking embers, and buying time help reduce the risk of a house fire.
Inside a Home Affected by Smoke Damage After Wildfires
Wildfire smoke can affect California homes even without fire damage. Learn how smoke spreads indoors and what homeowners can do about it.