Solara Specialty Insurance Solutions is an Excess and Surplus lines insurance brokerage offering an exclusive, non-admitted homeowners insurance product designed to help homeowners meet the challenges of California's evolving risk landscape. Our program adds competitive capacity and premium coverage designed to assist the long-term needs of agents and homeowners that may not be able to secure coverage within the standard homeowners market. Through the use of technology, proprietary wildfire analytics and local underwriting expertise, Solara can provide flexible insurance solutions backed by superior service.
Robust and customizable coverages for fire and additional perils
Eligibility determined by individual home risk characteristics, not at the zip code level.
Capacity for homeowners in moderate and high-risk wildfire areas
Majority of homes can be quoted and bound within minutes not days
Numerous credits available to reward home hardening and fuel clearance efforts resulting in competitive and consistent rates
HO3 form. Primary and Secondary homes eligible.Tailored limits and coverage options available.
Why Strength and Experience Matter
Solara Specialty Insurance Solutions is backed by the financial strength of one of Florida's largest and most established homeowners insurers, which holds a Financial Stability Rating of A (Exceptional) from Demotech, Inc*. This strong foundation provides Solara with the stability and reliability agents and homeowners expect from a trusted insurance provider.
With more than 20 years of proven success , this underwriting partner has delivered exceptional customer experiences and consistent underwriting performance in catastrophe-exposed markets. Today, the organization supports over $800M in in-force premium and serves approximately 200,000 policyholders. This performance is further reinforced by industry-leading customer service scores.
Most importantly, this experience reflects a deep understanding of customer needs and extensive expertise in managing catastrophe claims. From rapid response and efficient property repairs to dependable claims resolution, Solara is supported by a team that consistently delivers on the promise to be there when customers need it most.
In addition, Solara is supported by one of the largest residential property insurance MGAs in the United States. This relationship provides access to stable capital, robust reinsurance protection, and substantial claims management capabilities-positioning Solara to reliably meet the coverage needs of California homeowners for years to come.
